Many of us Americans are ill-prepared when it comes to saving for the next phases of our lives. So busy trying to keep up with the "Jones", and spending every dime we have on impulse, we've gotten away from delayed gratification. This way of living has resulted to many retirees having to go back into the workforce.
Galt does a fairly decent job at providing solutions on how not to get caught in this financial web of disaster. In addition, he provides why we shouldn't over work ourselves and miss out on the important things in life. The financial case studies included in this book serve as great tools for what could and could not happen if you plan accordingly. The self assessment activities serve directly as a financial literacy component needed for one to either get started or transition towards the right path. The message Galt sends through his book is that we should spend and invest more so on our needs versus our wants before it's too late. I just so happen to agree.
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